Morocco: Scrumptious eats

By Jenia
Category: Travel Chronicles

We ate really well in Morocco. Some travelers have said that they get tired of Moroccan food, but that wasn’t really the case for us — we were there for just 9 days, so I am sure that counts. The one thing — I do like wine. In fact, I like it a lot. And there isn’t a lot of it in Morocco. It is served in some licensed (aka expensive) restaurants, and I think a few specialty shops carry the goods. But then it becomes a chore – not so appealing on vacation. But that’s really an aside. And also, majority of riads will offer wine / beer, but it won’t be on the menu — so inquiring is a must.

Breakfast is by far my favorite meal of the day (very bad things happen if I don’t get a morning meal) and Morocco does breakfast right. Particularly at Riad Safa in Marrakech. Coffee, fresh squeezed orange juice, jams, and pancakes, and homemade yogurt. Simple, fresh, delicious. We had similar fare at all of the other places where we stayed on this trip.

We had delicious meals out in Marrakech – I was particularly impressed with my first tagine at Chez Chegrouni — lamb goodness all baked in an egg mixture – so so good. Nice spot to people watch too, on the side of the main square of Jemaa el-Fnaa. We had countless tagines after that – one with camel – but this one was my favorite.

The majority of the places are pretty standard tourist experience — but a few cater to a more hip crowd of tourists, as well as, expats and Moroccans, who take their guests to impress them with something a bit different. Cafe Des Epices – right off the spice market – was one of those. Good food, excellent views, and decidedly cooler-than-average vibe.

We enjoyed our fill of fish in Essaouira, which is right on the ocean. The first night we had a welcome dinner at Chez Sam right on the docks. Excellent. The fish pastilla – a fried phylo dough pie traditionally made with pigeon – was particularly good. Second course of fried fish was delicious as well.

At the wedding we consumed an ungodly amounts of delicious food, all served family style. It was too dark to take good pictures, but I wanted to mention that the goat (an entire thing per table) was delicious! A tip from Moroccans at our table — using cumin as garnish helps the digestive system to cut through fatty meats. who knew? not me!

Many other wonderful meals aren’t pictured here (obviously, we would’ve starved), but i must mention that every meal was accompanied by Morocco’s specialty – mint tea. The same beverage was drank throughout the day – it’s minty and sweet and tasty (though Sergey prefers to have sugar on the side, too sweet for him). But they really shouldn’t call it whiskey (mint tea is often referred to as moroccan whiskey) – not even remotely close.

 

 

Morocco Lodging

By Jenia
Category: Travel Chronicles

Our accommodations in Morocco were one of the best parts of the trip — we by no means scrimped on this part, but also money goes amazingly far with lodgings in Morocco. Judging by the number of trip adviser reviews for various riads, it’s actually not that hard to find fantastic accommodation in Morocco, but not only did we have a great time in all of the places where we stayed, we also had a very good assortment of different types of lodgings.

In Marrakech, Essaouira, and Fes we stayed at a Riad, which is essentially a B&B, we also spent a night in a hotel built to look like the traditional mud and straw ksar in Dades Gorge, and spent a night in a Bedouin tent in the desert.

Marrakech, Riad Safa

We stayed 5 nights here – and loved every bit of it. The owners have great taste  — there was an abundance of white, which just feels so right in the Marrakech heat. The traditional rugs,light fixtures, and poufs add just enough for the place to feel very Moroccan, but no kitsch and nothing over the top. This is how I imagine well heeled Moroccans and expats would do their own place. Plus the Riad has a cat, Kermit, always a plus in my book.

But hands down the best bit about Riad Safa was the rooftop. We had an amazing breakfast there every morning — pancakes of all different sorts, homemade yogurt and fresh squeezed orange juice.

We also hung out there in the afternoons drinking some delicious (!! and hard to procure elsewhere) wine. And then there is a pool. small but perfect for a dip, and lounging. In fact we spent the last half day in Marrakech by the pool. Simply lovely.

Riad Rcif, Fes

Riad Rcif was a completely different experience from Riad Safa — but wonderful, and culturally enriching. Instead of being run by expats, locals are in charge which changes the atmosphere a bit, you really feel much more like a guest rather than having the run of the place. Upon arrival we were treated to Moroccan mint tea and a long and elaborate story about the restoration of the riad. And the place deserves it — certainly. Originally built as a palace in 1372 for the Fes pasha (governor) the house is stunning, and I can only imagine (if a little bit) what it took to restore it. We were a bit weary from the road though, but felt it would be rude to point out that we wanted to wash up and relax before hearing all the wonderful stories. But really, our stay got much better as soon as we were able to put our stuff down and relax.

Our room was stunning as well – particularly with the light streaming though colored glass. I feel like it was extraordinarily lucky that we happened on this place — given the short amount of time we spent in Fes, it was amazing to be staying in what felt like a landmark itself. I couldn’t stop staring around me.

This was the ceiling in our room — ridiculous, I could pretty much shamelessly spend all day in bed and call it a cultural experience or sightseeing.

Riad Mimouna, Essaouira

What Riad Safa had in comfort and relaxation and Riad Rcif in visually stunning decor, Riad Mimouna more than matched with jaw-dropping views. I literary squealed when we walked into our room — the entire back wall was floor to ceiling sliding glass windows with the view of the Atlantic ocean. It is breathtaking. The hotel is literary built into the ramparts of Essaouira. Amazing.

The rooms themselves are actually quite nice, and much larger than anywhere else we stayed. I didn’t get a chance to take many pictures though, since I was feeling so off and spent better part of the day in bed. But by the time the actual wedding festivities began I was all better, a good thing too since the celebrations began on the rooftop terrace of the hotel.

Hotel Dar Essyaha, Dades Gorge

This hotel was per-arranged for us as part of our tour to the desert. The room and bathroom weren’t quite on the same level of the riads where we stayed, but at the same time were more than fine — clean and comfortable. The staff were very nice and I actually enjoyed the kitschy decor, which featured mud and straw walls akin to the traditional ksar (but which I assume are in reality much sturdier) and a plethora of various berber artifacts and imagery.

And actually the best bit was taking our breakfast outside on the terrace, the view of the gorges and the palmeries was amazing.

Bedouin Camp, Merzouga

Staying overnight in the desert camp was obviously the most exotic lodging experience that we had in Morocco. It was quite a treat, and surprisingly comfortable (I suspect for our sake rather than per usual custom of the days when camel caravans made their way through the Sahara). There was a large tent where we hung out with our guides and other travelers, and for the night each couple actually had their own private tent, which came with a tufted mattress and even sheets!

The desert experience came with a drum show in the evening after dinner and a tea ceremony right after the sunrise, courtesy of our guides. That bit felt a bit touristy as well, but I guess that’s what we were there for after all.

All in all – I was a fan of everywhere we stayed, every place definitely added to our Morocco journey. Without actually planning on it, we ended up have an amazing variety of experiences, each great but very distinct from one another.

Morocco Highlights

By Jenia
Category: Travel Chronicles

We spent a total of 8.5 days and 10 nights in Morocco, which was a good amount of time for Marrakech, Essaouira, and a tour of several beautiful valleys, mountains and the Sahara desert. We had only one night and half a day in Fes — that was not enough to see the city, but we definitely enjoyed the little time that we did get to spend there, and would love to return to explore more.

Map created via Tripline

1. Marrakech (3.5 days, 5 nights)

Marrakech is Morocco’s most visited city, and given that about half of the country’s GDP comes from the tourist industry that’s a lot of tourists. But there is a lot of culture to take in, a good amount of landmarks to see, and plus the city is safe and compact (at least the medina), all of which makes it an excellent starting point for a first visit to the country.

Morocco, and Marrakech, are markedly different from anywhere else we have been, so it took us a moment to get our bearings. The small alleys and streets are often unmarked, so we ended up walking around in circle around a few streets before figuring out that we weren’t actually making any headway to our destination.

 

Our destination was Jemaa el Fnaa – the central square in the media — apparently second in size only to the one in Cairo. It really was pretty large, featuring all sorts of traditional entertainers – snake charmers, monkey trainers, acrobats, henna artists, and lots and lots of fresh squeezed orange juice.

At night time the square adds food stalls — which we sampled on one of the nights. The food was delicious, albeit the smoke from the open grill made it a bit difficult to be indulgent with our meal.

We spent a good amount of time walking around, eating, drinking mint tea on the rooftop restaurants of Jemaa el Fnaa, and also visited the Bahia Palace, Museum of Marrakech, Ben Youseff Medressa, El Badi Palace, and the Saadian tombs. I don’t think I am going to be very original in saying that the zellige, Moroccan hand-cut tile, in all the fancy places, was hands down my favorite bit in Marrakech (and also later in Fes).

2. Essaouira (1.5 days, 2 nights)

Essaouira was the reason we traveled to Morocco in the first place. Or rather not so much Essaouira as the wedding of our friends, who decided to celebrate their union in the bride’s home town. And it was breathtaking! You can see all of little beach town — on the Atlantic ocean — in a couple of hours, but can stay for many many days surfing, swimming, lounging.

This was the view from our hotel room. *Good thing that the one day I was feeling a bit off, and not up for walking around I could just stare at the ocean and hear the waves crash from my bed.

Also cool? Bits of the latest Game of Thrones season were filmed in Essaouira (and some of the other bits in Ourzazate film studios, which we saw on our epic trip to the desert).

4. High Atlas Mountains – Ait Ben Haddou Kasbah – Ouarzazate – Rose Valley – Dadés Gorges (1 day, 1 night)

Time to stop relaxing. We took the 6 am bus from Essauoira back to Marrakech to start our tour to the desert. After a bit of a snafu with a driver – we missed each other, we were on the road to check out what Morocco’s countryside had to offer. So, yea, the High Atlas mountains — pretty cool. Also, the roads are pretty winding, which in itself is a whole another attraction.

we also hung out at a bunch of ksars — a group of buildings built out of straw and mud and surrounded by high walls. One of the most impressive is the Ait Ben Haddou, in Ouarzazate province, but we also had a lot of fun exploring the Taourirt ksar a bit down the road. And also, Ourzazate plays host to lots of Hollywood movies, such as the gladiator.

It is ridiculous how many different landscapes there are in Morocco – the desert, the palmeries, the valleys and gorges. We finished the day with a drive through the rose valley, where the locals were hard at work harvesting this year’s crop and getting ready for the rose festival, which we missed by just a few days. And also, some ridiculous imagery from Dades Gorges — including what our guide told us looks like monkey’s figures, though the huge stones look distinctly like something else entirely…

5. Todra Gorges – Rissani – Merzouga (1 day, 1 night — in the desert!)

The following day we checked out the Todra Gorges, a popular local spot for picnics and playing in the water. One of two locations — the other one being Essaouira — where we actually came in contact with Moroccans who weren’t trying to sell us a souvenir or get a tip for something. The expectation that being a tourist must mean that you are a living, breathing ATM was a bit hard, I admit. Anyway, Todra Gorges — awesome spot to hang.

But really, the day was all about getting to Sahara – driving via Rissani, and Merzouga the last populated outpost before the dunes. Sahara did not disappoint. Neither one of us has seen so much sand in one place ever. We saw the desert before – in Israel, but that was pretty rocky and not nearly as pretty as the orange sand peaks.

We had an hour trek on the dromedaries (one hump camels) out to the desert — awesome, way easier than horses, but I definitely don’t want to do a trek of several days. Your legs / thighs get tired! I made friends with a dromedary — he kept coming up to me and nudging so i can swap the flies of his face (he had some snot problems). Dromedaries are very, very sweet.

6. Ziz Valley – Middle Atlas Mountains – Midelt (1 day)

The last day was a haul — I think we spent about 7 hours in the car with a few short sightseeing breaks to see the Ziz Valley, and the Middle Atlas mountains. Driving north, via more lush landscapes we saw a lot more of Morocco’s nomad families than out by the desert. The highlight of the day were the Barbary macaques in the middle atlas mountains. We stopped in a rest stop and there they were — just chilling.

7. Fes (half a day and 1 night)

What can I say about Fes — the one thing that comes immediately to mind — is I want more! We were both kind of awe stuck driving into Fes, by how lively it is and how many people were out mingling, hanging out, doing their thing. We got to sample the medina just a little bit with a guided tour, that mostly took us to all sorts of shops — which was fine since we didn’t do much of that in Marrakech.

Both of us agree that we got a good glimpse of the country, and would love to come back one day particularly to see more of Fes, but also make our way down the coast to see Casablanca and Rabat. I wouldn’t mind checking out Tangiers either. Inshallah.

 

Travel update

By Jenia
Category: Travel Chronicles

Now that we are more or less finished up the big renovation projects, we are taking a break from house related work. We worked really hard for the 8+ months on gut renovation of kitchen and two bathrooms, and then powered through left over items, like re-plastering the ceilings, putting up wallpaper and getting the floors refinished. Let me just say keeping our focus on the house at that point was a feat, and I am actually surprised that we managed to do it. Its been a couple of months since then, and we have really enjoyed putting our feet up and not doing all that much at least on the house front. We did get to take some awesome trips – in May we travelled to Morocco for a friends’ wedding and also hung out in Barcelona. That was fun!

Fishing port, Essaouira Morocco and Dades Gorge, Morocco

And I think we will be doing more of that. So after much debating I decided that rather than starting a new blog we will keep the VIB, but add a travel section. We will still update here on whatever is going on with the house as well. So that’s that — I will be putting up new posts on Morocco and Spain in coming weeks.

Wallpaper !!!

By Jenia
Category: VIB Chronicles
Tags: ,

I have attempted to photograph the finished foyer multiple times, but the pattern has proved to be a tricky bastard. this is a combination of photos that Sergey and I took, with a caveat, that I wish a professional would come and help us out here. Also, this post took an inordinately long time to be published, in part due to time crunch with my new duties, in part due to picture taking troubles, and in part because I am still learning to operate on my new Mac…I hope to be back here more frequently soon.

It turns out that I have a rather peculiar idea of how i like to spend my leisure time, and what I consider an awesome gift. Over my birthday weekend (approximately now 4 weeks ago) and instead of deciding to take a day trip somewhere awesome (korean spa? b&b on a farm in the middle of virginia? antique shopping perhaps? sightseeing in DC? – all of these activities I quite like) I chose to hang wallpaper. To justify that though, I knew that Sergey would be very amenable to my proposition particularly o this weekend, as opposed to say a random week in April. So I went for it.

I purchased the “frosted hamlet” wallpaper from anthropologie in the first few months after we moved in to the VIB. The wallpaper is surestrip – supposedly meant to be an easy diy installation for renters. The manufacturers also suggest that it is easily removable, but I am not planning to test that out for quite some time.

Some immediate observations – it turned out pretty sleek, we have a very good looking entry hallway now at the VIB. We were very lucky with how the spacing of the print on the walls, particularly over the archway – because we did not plan that. It took a lot longer than I at first anticipated (not surprising really). It was not as difficult as I was afraid it would be, but it was not exactly throw-it-up-and-forget-it type of deal.

This was a two-person job that we split into three days, working 3-5 hours each time. We would have paid $350 to have someone else do it. I don’t know that the trade off is worth it (money vs time) — but given that the finished result turned out so well, I am glad that we tried it and now know what is involved.

We watched this video series on how to hang wallpaper on youtube, which was extremely helpful and we basically followed the steps as suggested there.

Matching patterns:
* we measured the width of the uninterrupted wall space on the staircase side of the hallway. It turned out to be 138″ across, which was perfect for five panels of wallpaper (the wallpaper panel measured 27″, so we needed 135″ or five panels to cover all of the hallway on one side).
* we measured the length of the wall to baseboard, which was 109″, so we cut each panel just slightly longer at 112″.
* before cutting we lined up each of the five panels on the floor so that the pattern would match, which meant that we were left with remnant pieces on each but the first panel we cut. That was ok because we used those above the doorways.
* after completing the one uninterrupted wall, we carried pattern matching over the archway and then over to the other side of the wall, which has a very large opening for pocket doors to the living room.

***we were able to match patterns form our left over remnants — not sure if we just got lucky, or if that is how it typically works out.

Steps:

1) measure wall space to see how much needs to be cut, add a few inches to account for any discrepancies in wall length.
2) line up panels so that pattern matches, cut.


3) surestrip requires wallpaper to be submerged in water — we used our bathtub. Wait a few minutes after taking wallpaper out of the tub to allow the glue to activate properly.


4) apply to the wall making sure that pattern matches at the seams — we had one person line up the paper on the top , while the other person was holding up the bottom of the wallpaper in order to prevent it from sticking to the wall before patterns were aligned.
5) smooth out with an edger and a sponge, making sure that the edges are sticking to the wall — this required some extra effort at times, but in the end worked out.


6) repeat.


7) we used a b0x cutter knife to cut off bottom and top pieces that were extra as well as to make cuts for the archway and for the switch plate (make sure electricity is off when doing that panel – obvious, but still).

That’s it — with great success!

**because our wall space does not actually end where we decided to stop the wallpaper, we will instal slim wood panels to make them look like columns under the archway. that way the edge of the wallpaper won’t peel and overall the space would look more finished. but that’s a job for maybe the next weekend.

An update (of sorts)

By Jenia

Soooo….life has been all out of sorts lately. I have been selected as a juror for a multi-week trial. Perks (cons?) of being a registered voter in the nations capital–you will be summoned for municipal jury duty every two years. No ifs or buts about it. you can also get summons for federal jury duty. Its been an adjustment of routine, particularly since I can’t just check out of my day job / work for a month.

I have had a great post written for about a week now about wallpapering our entry hallway, but unable to take pictures thus far. I will try again tomorrow.

Appraisal

By Jenia
Category: VIB Chronicles

Great news – the VIB has appreciated by half of its original purchase price. We appraised well over the value that we needed in order to drop our mortgage insurance. In fact the VIB was valued high enough that we are able to take some money out (“cash out”) in order to pay down our credit card balance and then maybe do an odd repair job here or there. Or do something fun? (hmmmmm, very active thinking on that part right now).

Now, I know how incredibly lucky we are to be in this situation. When we purchased VIB in March 2010 we thought that we were making a good investment in an up-and-coming neighborhood. We were optimistic, but couldn’t have said that in three years we would see our value increase by that much, even with the renovation (that said we also didn’t imagine replacing supporting joists and altering load bearing walls…).

Oh but there has to be a but. But, all of that said – we were disappointed with the report that we got back. Not the bottom line number so much, but the comparisons which were used to derive the value of the VIB, and assess not only the presumably rising stock of our neighborhood, but almost a year of our hard work (and copious amounts of money that we spent). Yes I know that if we were to sell  – which we aren’t – the assessment of value by our realtor and buyers could be quite different. But still… Ok consider:

The way appraisals work — the house gets evaluated based on comparison value of houses that have sold nearby in recent months. The appraiser chose three houses to evaluate VIB against. One of those had to be completely gutted and the seller stipulated that they wanted a cash only offer within a week, that information, by the way, was in MRIS. The other two were in fine condition — but the quality of renovation, in my humble opinion, does not quite come up to par to what we did.

These kitchens were said to be modern and apparently have the same value as our kitchen. By the way the second kitchen is on the basement level, and there is no kitchen on the first floor of the house. Also, I am quite sure that we had the same cabinets as in the second kitchen before the renovation. This is our kitchen:

*i am transitioning to a new computer, and apparently lost some of the more recent pictures of our kitchen. So these are from when our contractors were still working on final touches.

And the bathrooms – again perfectly fine, kind of remind me of our old bathroom before the renovation.

And our bathroom:

*again apologies for the less than recent bathroom picture, but you get the idea.

The appraisal report included another three properties in our neighborhood to “support the final conclusion of value.” Again, one of those, according to MRIS,  needed”Investors who are willing to work…Advised to show in daylight hours. even though electric is on in bldg.” that’s as in – it needs a gut renovation and is not liveable. The other two were fixer-uppers that needed major tlc. And finally the appraisal report also listed two properties currently pending sale. Again neither of those renovated.

What can I say. This is a minor disappointment — particularly given that the evaluation appears to have been done only on the basis of the neighborhood and basic 3 bed 1 bath parameters. I don’t think that any of our renovation efforts were reflected in the appraisal. Which in a bigger scheme of things doesn’t matter, because we got where we needed to be with the appraisal and our new loan (we close in the next two weeks).

One lesson I would derive here — it is hugely important to add a second full bathroom. By itself it may only add 10K to the value of the house. BUT, i think that it shifts the entire comparison framework to another category of homes. My guess is the appraiser pulled up basic parameters (3 bed/1 bath) in the MRIS, and went from there. And the majority or renovated homes for sale in our neighborhood feature at least 2 baths, and many 3+.

So there you have it — we are very happy and will be toasting champagne once all the documents are signed. and ill take this minor disappointment – in the bigger scheme of things – any day over other scenarios.

Exotic destinations and their wares: Rugs

By Jenia
Category: VIB Chronicles

We have a very exciting trip coming up in the next few months – Morocco. With an eye towards that, but also thinking ahead of all the other travels that I am sure we will be doing, I have been studying up on the oriental rugs. I am kicking myself for not acquiring a rug when I was in Turkey a few years ago – but back then I had not a clue of what to look for and no spare funds to spend (doing slightly better on both fronts now).

I love the way oriental rugs and kilims look in rooms – there is just something so elegant and majestic about them. I definitely want several in our house.

- via here and here -

I had trouble finding good resources on the internet about the basics – although I have since found the Indigo&Ochre blog, which is an amazing resource on a number of artifacts from brass to yes, oriental rugs. I have also poked around on Amazon, and found this guide, by Lee Allene, which is very helpful.

But what I really wanted to mention here is that DC’s own Textile Museum has an amazing program – Rug & Textile Appreciation Mornings on select Saturdays at 10:30 am, free and open to the public! I attended the lecture this past Saturday on Persian rugs and had a fantastic time, its so much easier to learn from an in-person talk by an expert.

The room was packed – 30+ people, so I would suggest coming 10-15 minutes early. They serve coffee and tea beforehand too! Man, I have been in DC for 6 years now, but I am still amazed at the amount and quality of resources that this city offers for its residents, no matter what your interests are.

What to expect when you (your house, really) get appraised

By Jenia
Category: VIB Chronicles

So it happened. Months – almost a year! – of hard core renovation, plus some major upgrades in previous two years – A/C and repointing – and we were ready to get re-assessed. This is going to be the nitty gritty of what to expect, and is probably extremely boring for anyone not planning on this process. But the pictures are still nice )

***

In the run-up to the appraisal:

  • We locked our rate with the bank, which officially gave us 45 days to get everything done, including getting approved for the loan (lots of papers!) and getting an appraisal.
  • The bank orders the appraisal on your behalf when you give the go-ahead. You pay for it upfront though.
  • The appraisal can happen pretty much anytime once the rate is locked. However, to be safe, it makes sense to be approved for the loan first, just in case something doesn’t work out — cause then you are out $400 or whatever the cost of your appraisal. At the same time, our mortgage broker suggested not to wait too late in the game - 3 weeks minimum before final closing date, because:
  1. It may take a day or two to schedule the appraisal appointment (which it did in our case);
  2. The results of the appraisal may take a week to slightly more than 2 weeks – the norm for DC is about a week and a half;
  3. There may also be an appraisal review, which can take another week. An appraisal review happens in the case that bank thinks that comps were inadequate (for example dates sold and the parameters compared). Unlikely in DC, but still don’t want to risk it.

-via-

Our appraisal was on Wednesday, so we won’t know the results at least until late next week.

Here’s what we did to get ready:

1) I made a list of all the improvements that we did since we purchased the house in March 2010. Then I stared at it in awe. Then I thought about all the nice things that we could have done instead (travel!) and kind of felt distressed. Then I moved on and thought about crossing the finish line.

Structural / major upgrades:

  • Replaced aging joists under the kitchen, above the kitchen
  • Repointed all three exterior walls in the rear of the house
  • Reinforced rear exterior wall, installed french doors
  • Replaced two exterior doors in the front
  • Added AC system
  • Upgraded electric panel to 200 amp capacity (previous 100 amp capacity)
  • Purchased new energy efficient Washer/ Dryer; Added Exhaust for the Dryer
  • Refinished original wood floors on first level, staircase, hallway and small bedroom upstairs
  • Added built-in storage on the first level, second floor bedroom

Gut Renovation:

Upstairs bathroom

  • installed heated floors
  • new plumbing lines
  • all new subfloor, tile on the floor
  • all new sheetrock, tile on the walls
  • added exhaust fan
  • new sink, toilet, fixtures
  • all lights on dimmers

Downstairs half bathroom

  • installed heated floors
  • new plumbing lines
  • new framing, new sheetrock
  • new subfloor
  • added exhaust fan
  • new sink, toilet, fixtures

Kitchen

  • installed heated floors
  • new plumbing lines
  • all new subfloor, reproduction tile on the floor
  • all new framing, sheetrock, plaster
  • all new lighting (incl. recessed and under cabinet)
  • all lights on dimmers
  • all new cabinets, including kitchen island
  • new appliances: exhaust, refrigerator, dishwasher

2) I printed out several comps of houses that sold in our neighborhood in recent months, in a desirable price range. *I had some (not a lot, but still) difficulty finding renovated houses with only 1.5 baths. Makes sense since most renos of houses our size will have at least 2 bathrooms, and a lot of them would be 3+.

3) And we basically worked like crazy to get everything done on time. Our contractors were still up on their ladders caulking the frame on the front door an hour before the appraiser arrived! Seriously, it was that close. Meanwhile, Sergey and I cleaned the house top to bottom, de-cluttered, and prettified with flowers.

4) About half an hour before the appraiser arrived I turned up the forced-air heat and the heated floors.  And, all of the lights in the house got switched on, even though it was still light out.

The appraiser arrived as scheduled and was extremely nice. He went straight for the backyard, and took pictures of everything with his point and shoot. He also did his own measurements for the square footage of the home. The only part that disappointed me – he spent more time looking at our basement than the three bedrooms upstairs! All the effort cleaning, and all we got was a glance through. Despite Otto’s best efforts of a very cute nap.

We then went through my list of improvements, and he also asked for approximate dates of when the jobs were done and how much, approximately, we spent on all renovations total. Finally we discussed how much I thought the house was worth (comps came in handy!) and why we would like to end up at a certain number (having certain amount of equity is necessary to drop mortgage insurance and perhaps take some money out without penalties).

We consulted our friends who had gone through re-appraisal before us, and apparently these are typical questions to be prepared for. At least in the DC area.

That’s it. The whole appointment took under an hour. Maybe 35 minutes. All of those efforts and 35 minutes later it was all over. Now we wait.

Bits and pieces fall into place

By Jenia

I am spinning my wheels a bit here. I suppose that happens when you get close to finishing a major undertaking like a gut renovation of kitchen/bathrooms in a 100-year-old-plus house. There’s lots more to post about, some bits are completely done and haven’t seen the light of blog (hallway lights!), while others are just waiting for their finishing touches that we will add more or less at our leisure (kitchen before and after is going to be so good!) Plus there is the more interesting and much more visually pleasing bits of decor that we can take on as the budget – or whom I kidding, we haven’t had a budget since June, just the limits of our bank accounts and credit cards, albeit limits nonetheless – allows.

But I (and I think, we) are getting bit antsy – where do we stop, is there a finish line that we are to cross, should we just relax and enjoy, what’s next…these are the things that i have been grappling with for a bit now (that i have a few more minutes of free time). I don’t intended for this blog to become a chronicling of that – but I may take time off here and there from the blog as I meditate on life – or maybe merely come down off pressures and anxieties of a renovation.I would like to take some time just to sit on the couch, and stare at the ceiling – now that its so pretty.

We have our appraisal today. VIB is ready. Its clean(ish), its tidy (more or less), and all the major pieces that we, and our contractors, worked hard to get in place are done. We are fairly confident that we can clear the minimum low bar that we need in order to have all the loan conditions that we are counting on, to fall into place. Above that – and at a certain point that seems rather high and unachievable to us – we might have a bit more flexibility with our finances, and that  would be great, but not really essentially. I do want to talk about the appraisal process here, as I keep this blog in large part as a notebook of things I would like to have at hand. So, I will write up how the process goes later on this week.

Until then. And, wish us luck for tonight.